Insuring EquipmentPosted By James McSheehy |
Many companies will insure specialized equipment under a rider to the homeowner's policy and this is usually the least expensive option. For replaceable optics just tell them it is photographic equipment as most agents have no clue when it comes to telescopes or astronomy. Rare and one of a kind gear has to be described exactly, and you may have trouble getting coverage unless it is secured and protected.