I have been to several such adventures. My recommendation is a set of binos with appropriate filters on them. Be sure the filters are quickly removable and replaceable, though. A tripod with a bino mount could be handy, but not really necessary.
If you have lots of room, and it is easy to carry, the refractor would be okay--but not really necessary. Some kind of mount for the refractor would be essential, though. And a good aiming device on that refractor.
There are a couple of things you could figure out if you sat and thought about it, but are not obvious until you live through your first eclipse.
The whole event takes several hours, of which only a few seconds in the middle are really different. (Well, the excitement level is different, but what you see is not all that spectacular in comparison.)
During the partial phases, first contact to second and third to fourth, there is not really much more to see than you get during regular solar observing (well, except that there is a bite taken out of the sun). Furthermore, it is a relatively relaxed atmosphere. Nobody is rushing around. There is a lot of waiting. As long as somebody in the crowd has a scope, you can take turns sneaking looks into the one (filtered) refractor in the group. Or your binoculars.
It is the few seconds around second and third contact, and totality itself, that a lot of the drama happens---and these are not really things you want magnification for. About five or ten seconds before totality, you will want to take your filters off your binos or scope--but maybe not even then. THe real glory is taking up the whole sky, the ground around you, and all that. THe corona, the moonshadow, the looks on your friends faces, and all that are too big to fit into a scope or binos. You may get something out of Bailey's beads, and such, with the optical aides. In totality itself, the aides (without filters) can help you pick out the flares, prominences, whatever--but again, relatively low power, I should think.
If you are using optical equipment, be ready to remove and replace the filters as needed. Practice all of this on the moon before you go to get the right scale, etc. And don't let the equipment distract you from looking with your eyeballs. You should not be focusing or aiming scopes during totality. There just is not much time.
By the way--take some foil and a couple of pins, and pieces of wire to poke holes in it. You can make designs on the foil in pinholes, and then shine the sun through it.
Get some cheap solar filter viewers (specialized plastic mounted in flimsy paper is fine).
Take your camera.....but not for the sun/moon pictures. True eclipse pictures are a whole lot more work than you may want to do. YOur first solar eclipse should be visual so you can enjoy it. And if you have not yet practiced it all, you should avoid trying to mess with a camera during totality. But taking pictures of everybody else around you is fun, especially during the long waiting phases.
Also, unless you are at an established place (quite likely) be aware that you may want chairs, something to eat/drink, a nearby bathroom, etc.
Alex